Issue Brief
March 17, 2025

From the Third Plenum to the ‘Two Sessions’ Meeting

Reviewing China’s Management of its Economy

ISSUE BRIEF BY:

Picture of Sourabh Gupta
Sourabh Gupta

Resident Senior Fellow

Cover Image: The opening meeting of the third session of the 14th National People’s Congress NPC is held at the Great Hall of the People in Beijing, capital of China, March 5, 2025. (Photo by Ding Haitao/Xinhua via Getty Images)

Key Takeaways

China’s overall macroeconomic policy stance is more supportive of short-and-medium term growth than at any time over the past decade, and is perhaps more robust than it has ever been since President Xi Jinping’s ascension to office.

China’s pivot from excess real estate investment-led growth to high-technology-intensive manufacturing-led growth is here to stay. In the leadership’s obsessive view of ‘new quality productive forces’, investment in technology-enabled growth will generate high-wage jobs and rising incomes that creates its own consumptive demand, as well as generates self-sufficiency in core technologies that will enable the country to surmount America’s technology chokehold.

The government has its ear close to the ground with bleak economic data leading to discernable shifts in the policy stance. Premier Li Qiang enjoys greater maneuvering space than his predecessor Li Keqiang had, and he has put this relative policy autonomy to use.

The fiscal side measures of China’s recent stimulus program are geared not so much towards stimulating consumption and boosting domestic demand as much as they are targeted, at least in the short term, at hitting the GDP growth target and derisking the government sector’s mammoth implicit debt load.

China’s leadership is failing to walk-the-talk on important fiscal framework and intergovernmental expenditure reassignment reforms that were announced at the Third Plenum, and which are critical to building out, both, a unified national market as well as a more balanced and dynamic economic structure.

At day’s end, it could be the failure to come to grips with macroeconomic challenges that are wholly within the realm of domestic economic policymaking, rather than the trade and technology war imposed by the United States, that may be determinative of China’s future economic prospects.

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Introduction

From March 4-11, China’s political establishment held its annual ‘Two Sessions’ meeting – the third session of the 14th National People’s Congress (NPC) and the third session of the 14th National Committee of the Chinese People’s Political Consultative Committee (CPPCC). On March 5, on the inaugural full day of the NPC session, China’s Premier Li Qiang delivered the 2025 Government Work Report (GWR), which reviewed economic developments in 2024 and set the government’s work plan and targets for 2025. The GDP target is set at “around 5%”, the same as last year, the budget deficit target is set at 4%, a full percentage point higher than last year, and the inflation target is set at 2%, a percentage point lower than last year in acknowledgement of the persistent deflationary pressures facing the economy. Targets were also announced for job creation, surveyed unemployment rate, grain output and a host of other indices. The ‘Two Sessions’ meeting followed on the heels of the December 11-12, 2024, annual Central Economic Work Conference (CEWC), which had set the broad outlines and priorities that fed into the 2025 GWR targets. And the December 2024 CEWC priorities were itself in keeping with the Resolution adopted at the Third Plenum of the 20th Central Committee of the CPC in July 2024 on ‘building a high-standard socialist market economy’.

Five important takeaways can be drawn regarding China’s near-and-medium term management of its economy from the emphases and outcomes across the three gatherings – the March 2025 Two Sessions meeting, the December 2024 CEWC, and the July 2024 Third Plenum. 

China has Finally Set Aside Caution (up to a point) on Injecting Stimulus and has Adopted a Robust Macroeconomic Posture

Key Takeaway: China’s overall macroeconomic policy stance is more supportive of short-and-medium term growth than at any time over this past decade, and is perhaps more robust than it has ever been since President Xi’s ascension to office.

On September 26, 2024, the CPC Politburo finally flipped the stimulus switch, authorizing a staggered set of policy measures.

China’s Stimulus Policy Measures

Monetary

  • A 0.5 percentage point reduction in the reserve requirement ratio (RRR), which was expected to release RMB1 trillion (US$1 = RMB7.2) of long-term liquidity into financial markets.
  • A 20-basis point cut in the 7-day reverse repo rate, the People’s Bank of China’s (PBoC) main policy rate, which was expected to push interest rates down by approx. 0.25-0.3% points while keeping net interest margins of commercial banks stable.

Capital Market

  • A RMB500 billion swap facility for fund managers, brokers and insurers to swap their holdings of illiquid bonds, stocks and exchange traded funds for high-liquidity central bank assets, and thereby improve their ability to raise funds and increase stock holdings.
  • A RMB300 billion relending facility to provide cheap loans to public companies to buy back shares and raise holdings, and thereby boost shareholder value and stoke investor enthusiasm.   
  • Issuance of a ‘market cap management’ proposal to pressure listed companies with shares trading below book value to take measures to boost returns.

Housing Market

  • Guidance to banks to lower interest rates on existing mortgage loans.
  • Unifying the minimum down payment ratio for second homes with that of first homes.
  • Extend expiring financial support measures, such as rollover of outstanding loans of property developers and commercial property loans, until end-December 2026.
  • Additional central bank support to local government state-owned enterprises to purchase completed but unsold housing for onward resale or rentals as affordable housing.
  • Additional central bank support for purchase of property developers’ land inventory. 

 Fiscal

  • issuance of central government-approved RMB4 trillion of special purpose bonds (SPBs) by local government over 5 years to write down implicit debt (over and above a newly approved RMB6 trillion increase in local govts’. debt limit), thereby increasing local government debt resources by RMB10 trillion.
  • issuance of ultra-long-dated special treasury bonds (STBs) to replenish the core Tier 1 capital of six large commercial banks to enable them to invest in the “two fold” projects (related to major national strategies and building out self-reliant S&T capabilities) and “two new” policies (industrial equipment upgrades; consumer goods trade-ins).

At the Two Sessions Meeting in March, the government’s policy commitment to the September 2024 stimulus measures was reinforced. The central government’s budget deficit is set at 4% of GDP, entailing a projected 2025 expenditure increase to the tune of RMB1.6 trillion. As for the overall scale of government bond issuance, including a first batch of RMB500 billion of STB’s to replenish the core Tier 1 capital of large state-owned commercial banks, it is to increase by RMB2.9 trillion over last year’s totals. On the monetary front, meanwhile, a “moderately loose monetary policy” is to be adopted for the first time since 2011, when that policy stance was dropped following economic recovery in the aftermath of the global financial crisis.

Chinese Premier Li Qiang stands at the podium during his speech at the opening session of the National People's Congress, or NPC, at the Great Hall of the People on March 05, 2025 in Beijing, China. (Photo by Lintao Zhang via Getty Images)

New Quality Productive Forces continues to be All-the-Rage in Beijing

Key Takeaway: China’s pivot from excess real estate investment-led growth to high-technology-intensive manufacturing-led growth is here to stay. In the leadership’s obsessive view, investment in technology-enabled growth will generate stable economic growth with high-wage jobs and rising incomes that creates its own consumptive demand, as well as generates self-sufficiency in core technologies that will enable the country to surmount America’s technology chokehold.

In Fall 2023, President Xi Jinping had coined the new buzzword ‘new quality productive forces’ to denote and emphasize China’s shift towards a more innovation and productivity-driven growth structure. Earlier that March at the Two Sessions meeting, the government had introduced a root-and-branch reorganization of the S&T policy sector to establish a “new innovation system” that was to be helmed by a new (Party) Central Science and Technology Commission (created at the 20th Party Congress in October 2022). The emphasis on support measures to foster tech breakthroughs, tech self-sufficiency, and industrial upgrading continues to permeate the government’s work program – despite being nominally listed as the #2 main task (after boosting consumption) in the 2025 GWR. Three financing mechanisms to be utilized to ramp up support for S&T innovation and upgrading are:

  • Creation of a national venture capital guidance fund to drive RMB1 trillion worth of investments in strategic emerging industries such as biomanufacturing, quantum technology, energy storage, AI and 6G. The use of venture capital to provide start-up financing, support tech breakthroughs and accelerate their commercialization, as well as facilitate industrial upgrading, has become the newest frontier in the area of government-backed investing with local governments jumping into the fray in their capacity as limited partners (LP). To forestall many of the same problems that have laid low their property financing vehicles and led to the accumulation of large implicit debts on the balance sheets of local governments, the State Council issued high-level guidance in January 2025 on the promotion of government investment funds for high-quality development. 

 

  • Launch of a bond market “science and technology board” to facilitate financial institutions, technology enterprises, and private equity investment funds to issue specialized bonds that support S&T innovation. The goal is four-fold: improve the institutional arrangements for issuance and trading of S&T-linked bonds; innovate in terms of risk-sharing mechanisms; reduce issuance costs; and guide a more productive allocation of funds and resources to dynamic players within the S&T ecosystem.

 

  • Replenishment of the core Tier 1 capital of the six large state-owned commercial banks, via issuance of ultra-long-dated special treasury bonds, to facilitate onward re-lending as well as carry out equity investment pilots, routed through asset investment companies, in 18 large and medium-sized cities with dynamic S&T innovation ecosystems.

The Chinese Leadership is Very Attentive to (Poor) Quarterly Economic Data

Key Takeaway: The government has its ear close to the ground and bleak economic data does lead to discernable shifts in the policy stance. Premier Li Qiang, furthermore, enjoys greater maneuvering space than his predecessor Li Keqiang had, and he has put this relative policy autonomy to use.

The decision on September 26, 2024, to overrule its own inclinations and inject a round of stimulus was the product of early 2024 third quarter data that showed the economy’s primary, and last remaining, domestic growth engine – fixed asset investment in industrial upgrading and high-tech manufacturing – losing steam. It was investment in manufacturing and infrastructure (plus net exports) that had essentially kept the economy afloat over the previous 12 months, compensating for the real estate sector’s drag on growth and consumption both in terms of construction and the provision of property-related services. With the early annualized growth rate number for the first three quarters of 2024 showing the economy falling short of the 5% target (it came in at 4.8%), the leadership pulled the trigger on stimulus.

Likewise, the disappointing 2023 second quarter numbers, when it had become clear that the post-COVID economic bounce-back was failing to materialize, was the trigger for the government’s earlier shift in policy stance. The rushed exit from the zero-Covid policy in December 2022 had led to a brief travel and consumption boom in early-2023 but which faded by mid-year as retrenchment in the property sector affected both investment and consumption. At the time, it was reasoned that rather than simply throw cheap stimulus money at the economy’s problem, a new reformist push was necessary, which in turn led to the initiation of a rolling set of business operating environment reforms during the second half of 2023. The key policy measures fell into three baskets:

Measure aimed at reigniting private sector (confidence and) investment

  • ‘31 Measures’ package (Opinions on Promoting the Development and Growth of the Private Economy) of July 2023 – The package of measures instructs ministries to: (a) ensure private companies receive equivalent treatment to their SOE counterparts; (b) eliminate market access barriers that hinder the growth of private businesses; (c) expand private companies’ access to cheaper financing; and (d) solicit input more proactively from private businesses during the policy making process. The last time the central government had released a similarly high-level package was in 2010. A follow-on 28-point task list calls for support measures to enable private enterprises to participate in major national science and technology projects as well as take the lead in undertaking research tasks in fields such as industrial software, cloud computing, artificial intelligence, industrial internet, genetic and cellular medicine, and new energy storage.
  • October 2024 introduction of a draft Private Economy Promotion Law. The draft law aims to reduce the tilt in the playing field vis-à-vis SOEs by statutorily inscribing a variety of protections related to fair competition, equal access to public resources, and participation in major national strategies and projects, among others. The previous, and only, occasion when the central government had drafted guidance to support the ‘non-public’ economy was in 2005. There are reasons to speculate that the true intent of the draft law is not so much equality of treatment with the state sector as much as to graft the private sector onto the long-term, high-technology-intensive national development goals that President Xi has in mind. At this time, the draft law is pending a third and final review at the NPC Standing Committee (NPCSC).

Measures aimed at optimizing the foreign investment environment

  • ‘24 Measures’ Package (Opinions on Further Optimizing the Environment for Foreign Investment and Increasing Efforts to Attract Foreign Investment) of August 2023 – The package of measures cover: (a) proposed sectors targeted for liberalized market access; (b) ‘national treatment’ safeguards for foreign-invested enterprises, particularly in the areas of govt. procurement, license applications, and the formulation of standards; (c) foreign investment protections, including effective enforcement of intellectual property rights; (d) preferential tax policies for foreign-invested enterprises; and (e) ‘ease of doing business’ measures, including the facilitation of cross-border data flows. The ‘24 Measures’ Package was followed by a further set of market access, fair competition and cross-border trade and investment facilitation measures in February 2024. Alignment with high-standard international trade rules, such as the CPTPP, is also proposed.
  • Implementation of opening-up policies in the: (a) biomedical sector, including in the areas of human stem cell research, gene diagnosis, and treatment technologies in FTZs; (b) hospital services sector, including setting up wholly-foreign owned hospitals in nine pilot cities; (c) value added telecoms and cloud computing services, including lifting of foreign ownership restrictions in internet data centers, internet access services, content distribution networks and online data and transaction processing services in pilot locations. In March 2024, the Ministry of Commerce released its first-ever negative list governing cross-border services trade too.  

Measures aimed at relaxing data protection and data transfer restrictions

  • Promulgation of the Provisions on Promoting and Regulating Cross-Border Data Flows in March 2024 – The Provisions: (a) removes the requirement of prior approval for overseas transfer of broad categories of data, including for international trade, cross-border transportation, cross-border manufacturing and marketing, and related to academic cooperation; (b) significantly relaxes the data security export assessment trigger; (c) provides clarity on the handling and export of “important data” by shifting from ex-ante supervision to in-process and ex-post supervision; (d) formalizes the right of domestic free-trade zones to independently craft negative lists of sensitive data (i.e. data which must undergo a security assessment when exported) that do not have to align with national rules (data export pilots are underway in the Tianjin FTZ, Shanghai’s Lingang FTZ, and Beijing FTZ at this time); and (e) simplifies the standard contract to transfer data abroad and extends out by an additional year the validity period of a completed data security export assessment.   
  • Issuance of Network Data Security Management (Final) Regulation of September 2024 – The regulation: (a) affords industry regulators greater flexibility to define “important data” in their respective industrial and service sectors compared to the draft rule; (b) dials back compliance requirements for businesses, especially with regard to the collection and storage of personal information; (c) prunes the list of anti-competitive behaviors applicable to large-scale online platform service providers; (d) tones down the countermeasures clauses from the draft rule; and (e) introduces a state service for online identity authentication and “encourages” online platform service providers to support users’ “voluntary” adoption of this national online ID system. The September 2024 final regulation was an unusually long time coming, with the initial draft having been released by the Cyberspace Administration of China (CAC) way back in November 2021.
Drone Point View of Shanghai Skyline at Sunrise (Credit: Royalty Free via Getty Images)

China’s Leadership is Still Much Too Focused on Growth Targets and Financial Derisking and Not Attentive Enough to Stimulative Consumption-side Measures

Key Takeaway: The fiscal side measures of China’s stimulus program are geared not so much towards stimulating consumption and boosting domestic demand as much as they are targeted, at least in the short term, at hitting the government’s GDP growth target and derisking the government sector’s mammoth implicit debt load.

The negative effects on consumption stemming from the downturn in the property sector continues to dominate China’s macroeconomic outcomes. Try as the government may, Chinese consumers remain tight-fisted in their spending patterns. “Expanding domestic demand in all directions” was the #1 priority at the December 2024 CEWC and, to this end, a number of measures were formalized at the Two Sessions meeting. The key proposed measures to support consumption in 2025 are:

  • Doubling of the special treasury bond (STB) allocation from RMB150 billion to RMB300 billion for ‘replacement subsidies’ as well as ‘new purchase subsidies’ to boost consumer goods trade-in programs.
  • Increased issuance of RMB500 billion of special purpose bonds (SPBs) to support the housing market, via buying back commodity housing stock, purchase developers’ land inventory, etc., and thereby support property prices and protect householders’ wealth.  
  • Capital market support measures to boost equity valuations and thereby protect householders’ wealth.
  • Expanded social transfers to households – for pensions and medical insurance premiums; elderly care; child pre-K programs, etc. – to buffer incomes and protect well-being.

The measures to put more money in consumers’ pockets are well-meaning and should not be dismissed off-hand. They will cushion consumer pocketbooks. That said, the government missed a golden opportunity at the Two Sessions meeting to strike a virtuous double blow towards building build out its transfer payments system to poorer households while simultaneously expediting one of the key reforms proposed in the July 2024 Third Plenum resolution – that being, the reassignment of intergovernmental expenditures with the central government bearing a greater share of expenditures on its books. With millions of poor rural retirees and migrant workers sitting at the base of China’s shallow three-tier basic pension and two-tier medical insurance pyramids, a material increase in central government-financed transfers – say, a doubling of pensions for rural and non-working urban residents from the meagre monthly RMB250 to RMB500 and exempting those above the age of 60 from medical insurance contributions – could have injected additional spending to the tune of almost 0.75% of GDP. Their marginal propensity to consume is higher than other groups and enhanced social protections could also play the role as a useful countercyclical consumption stabilizer. Instead, the pension payments and medical insurance subsidies are to rise by a mere RMB20 and RMB30 per person monthly, respectively.  

More broadly, the top leadership appears more concerned with hitting its growth target and managing local government debt derisking than meaningfully reflating the economy and building out its demand side. Six consecutive quarters of nominal growth lagging real growth, symptomatic of deeply embedded deflationary pressures, should have been ground enough in Fall 2024 to inject aggressive stimulus to break the cycle of deflation and anchor inflationary expectations. In the event, while the September 2024 monetary policy loosening and capital market support-related measures were ambitious, the fiscal support measures, including expenditures outlined in the 2025 GWR, are underwhelming. They are primarily meant to pay down implicit debts so as to clear future balance sheet space of local governments to support consumption. Moreover, most of the funds are to be raised at the local government level (with central government blessing) rather than by the central government and transferred-on to the localities. Local government SPB issuance comes with self-financing requirements, i.e., the interest costs must be repaid from project revenues. Some of this funding will, no doubt, add to provinces’ debt burdens and might require a further central government bailout at some point, down the line.

Encouragement to local governments to hurtle into the venture capital space (as limited partners) as well as engage in inter-provincial competition on tax revenue growth (to promote ‘high quality development’) will do little to build-out the demand side of the economy either. And to the contrary, they could exacerbate the legacy problems of local protectionism, wasteful subsidies and excess capacity, and require yet another round of bailouts.

Key Third Plenum Reforms Remain Slow to Launch

Press conference of the Central Committee of the CPC in Beijing on July 19, 2024. All eyes were on how this week's Third Plenum meeting of the Communist Party in Beijing, attended by President Xi Jinping, might tackle that deepening economic malaise. But few new policies were announced as the meeting wrapped up on July 18. (Photo by: ADEK BERRY/AFP via Getty Images)

Key Takeaway: China’s leadership is failing to walk-the-talk on important fiscal framework and intergovernmental expenditure reassignment reforms that were announced at the Third Plenum, and which are critical to building out, both, a unified national market as well as a more balanced and dynamic economic structure.

Among the laundry list of 300 proposed reforms announced at the CPC Central Committee’s Third Plenum in July 2024, two measures related to China’s fiscal framework and inter-governmental relations stood out in particular. These were:

  • A call for an increase in fiscal resources to be placed independently at the disposal of local governments.
  • A call for the central government to bear a greater share of government expenditure on its balance sheet, especially with regard to social protection transfers to households

Both reforms are key to building out a more balanced and dynamic economic structure that is in tune with an advanced economy model that China aspires to construct.

With regard to placing more fiscal resources at the disposal of local governments, the Third Plenum Resolution had called for an “expan[sion of] the sources of tax revenue at the local level and grant[ing] greater authority for tax management to local governments.” The December 2024 CEWC readout had followed in this vein, calling for an “increase [in] local independent financial resources.” Expansion of the sources of tax revenue at the local level, such as a growth-friendly recurrent tax on immovable property, and the grant of greater autonomy for tax management will enable local governments to plug the structural revenue deficits that have pushed them to rely on opaque off-budget funding mechanisms as well as transition away from the land-based model of finance for urban development which is no longer sustainable after the property sector rout. The 2025 GWR however appears to have come up short in this regard. Substantively, it only provides for the collection of “excise taxes on some items further down the production-to-consumption chain, with the power of collection being passed to local governments.” Overall, excise taxes generate just over 10% of total tax revenues and are a much smaller component of central government general revenues compared to the value added tax and the corporate income tax. The extent to which the tax bolsters – or does not bolster – the independently available resources at the disposal of local governments will depend on how broad – or narrow – the (a) range of taxable items are, and (b) the transferred portion of the collections is.  

Likewise, the Third Plenum Resolution had called for the reassignment of intergovernmental expenditures, with the central government bearing a greater share of expenditures, especially regarding transfer payments to households. The December 2024 CEWC readout had followed in this vein, calling for raising the basic pension of retirees and vulnerable populations as well as increasing the level of financial subsidies for basic medical insurance for urban and rural residents. Economists have long championed the case for the central government rather than cash-strapped provinces to bear a greater share of these transfer payments and to augment these transfers – if need be, by issuing general bonds given the ample fiscal headroom – so as to strengthen social protections and reduce households’ propensity for excess savings. Social insurance expenditures are best covered at the central government level, as is the case in advanced economies. In the event, and as noted earlier, the central government’s additional coverage is slated to rise by a mere fraction (RMB20 for pensioners and RMB30 for medical insurance) and will do little in terms of expenditure reassignment or boosting social protections and the consumptive capabilities of the vast majority of China’s poorer citizenry.

Skyline of Beijing (Credit: Royalty Free via Getty Images)

Conclusion

China’s post-Covid macroeconomic policy trajectory has broadly been one of gradual but deepening pro-market reform measures. The scale of retrenchment in the property sector and the disinflationary forces unleashed, has also impelled the top leadership to step out of its comfort zone and inject a welcome round of stimulus. Skewed as the package is towards various non-fiscal instruments to support growth, stimulus must not become an enduring feature of policymaking. Structural reform, rather, must pick up the slack, especially once the economy regains its growth momentum in 2025. On this reform front, particularly with regard to fiscal mechanisms – be it redistributive transfers to reduce inequality and boost consumption, streamlining subsidies and leveling the playing field for private enterprises, or improving the structure of government expenditure including their reassignment across the center and provinces, etc., – the government continues to make heavy weather of the task. Key Third Plenum reforms have been slow to launch. And deeper-seated challenges, such as placing pension finances on a sounder footing, aligning consolidated budget deficits with fiscal capacity, transitioning to an advanced economy revenue structure based predominantly on direct individual taxes, and imposing a hard budget constraint on government finances and more broadly within the financial sector, have not even begun to be broached.

At the end of the day, it is not the trade and technology war imposed by the United States that will be determinative of China’s future economic prospects. With effort, the country will surmount these challenges. Rather, it will be the failure to come to grips with macroeconomic challenges that are wholly within the realm of domestic economic policymaking, and which touch substantially on the health and solvency of the government sector, that could prove debilitating in the longer term.